Our programs are not dependent upon the appraised value of your home or your credit score. You can be years delinquent in all payments and still qualify.
Home Mortgage counselors are available to confirm your eligability.
We are chartered to enact these programs on a national basis.
Home Mortgage Modification provides a flexible, inexpensive alternative to traditional refinancing. Our programs are not dependent upon the appraised value of your home or your credit score.
Experienced Home Mortgage counselors are standing by to answer your questions about Loan Modifications, Deferral Programs, Short Settlements and Foreclosure Avoidance.
We understand your situation. Know your options. Let us help you get the results you deserve!
Loan-modification program. This program is designed to help people who are struggling to make mortgage payments. The government will provide incentives for lenders to lower borrowers' monthly mortgage payments to 31 percent of their gross monthly income, either by lowering the interest rate to as little as 2 percent or by extending the terms of the loan up to 40 years. Lenders can also lower the amount of principal owed. To qualify, the loan must have originated on or before Jan. 1, 2009, the principal balance cannot exceed $729,750, and the home must be a primary residence. Borrowers also have to document income and sign an affidavit of financial hardship. The modification must take place by Dec. 31, 2012.
"4/12/2009 - Washingtonpost.com"
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